Warm & Cozy Home

Get prequalified and we will guarantee your rate for 90 days

Home Loan Rates as low as 5.86% APR*

Disclosure: *APR = annual percentage rate. The rate listed is subject to credit approval. Rate guaranteed 90 days from when borrower’s credit report is pulled. No minimum loan amount. Subject to membership eligibility. Rates and terms are subject to change. 90 day rate guarantee does not apply to AmeriCU products. Promotion effective 11/20/2024 for a limited time.

First Real Estate Mortgage

From your first home to your retirement home, we have a mortgage to fit your needs.

  • 62-Month Balloon - Amortized up to 30 years
  • 7-Year Balloon - Amortized up to 30 years
  • 10-Year Balloon - Amortized up to 30 years
  • Fixed-Rate Loan:
    • 10-year fixed rate
    • 15-year fixed rate
    • 20-year fixed rate

Second Real Estate Loan

Is it time to use the equity in your home for home improvement, debt consolidation, or more?

  • Fixed-Rate Loan:
    • 5-year fixed rate
    • 10-year fixed rate

HELOC Loan

A Home Equity Line of Credit allows you to use the equity of your home to borrow money as you need it.

Land Loans

You found the perfect piece of property, let us help you fulfill your dream of owning it.

  • 62-Month Balloon - Amortized up to 30 years
  • 7-Year Balloon - Amortized up to 30 years
  • 10-Year Balloon - Amortized up to 30 years
  • Fixed-Rate Loan:
    • 10-year fixed rate
    • 15-year fixed rate
    • 20-year fixed rate
  • Contact a loan officer for rates and terms

Construction Loans

From the ground up, we will be your financial partner through the construction of your new home, cabin, shed, barn… or what ever you want to build.

  • Contact a loan officer for rates and terms

Mobile Home Loan

Whether you place your mobile home on land or in a mobile home park, we have financing for you.

  • In Mobile Home Park:
    • 5-year fixed rate
    • 10-year fixed rate
  • On Land:
    • 62-Month Balloon - Amortized up to 20 years
    • 7-Year Balloon - Amortized up to 20 years
    • 10-Year Balloon - Amortized up to 20 years
    • Fixed-Rate Loan:
      • 10-year fixed rate
      • 15-year fixed rate

Secondary Market Loan

We partner with AmeriCU Mortgage to offer the following mortgage and real estate loans.

  • Up to 30-year fixed rate loans
  • VA
  • FHA
  • USDA
  • Conventional Mortgages